Fortune, Luck & Real Life

Fortune favors the brave  -  Fortune favors the foolish.

I've heard it both ways. 

for·tune    /ˈfôrCHən/

Noun:

1. Chance or luck as an external, arbitrary force affecting human affairs: "some malicious act of fortune keeps them separate".
2. Luck, esp. good luck.

Synonyms: luck - fate - destiny - chance - lot - wealth - riches